• A Checking Account that can earn you up to
    2% Annual Percentage Yield on up to $25,000.
    If you use your Debit card for 12 or more point of sale transactions in your statement cycle and have at least one direct deposit in the
    same statement cycle, you will qualify for up to 2% APY on your average daily collected balance on the New Sky Checking account.
    (Contact branch office for disclosure details. Rates subject to change.)
  • If you use your checking account and debit card for
    ATM transactions than consider the New Roots Checking account!
    Roots Checking account that will reimburse you up to $25 per monthly statement cycle in foreign ATM fees. Must use debit card for at least
    12 point of sale transactions in your statement cycle and have at least one direct deposit in the same statement cycle. The Roots Checking
    account pays up to .30 APY.
    (Contact branch office for disclosure details. Rates subject to change.)
  • Don't fall for a fake fraud alert!
    We'll NEVER call or text to ask for personal information!
    To our valued members: please be aware - fraud is becoming more common for credit unions everywhere.
    It's important to remember that at Northern Lights we would NEVER request personal information, such as Social Security numbers,
    account details, credit card numbers, login information for online banking, or passwords.
    In addition, we will never provide you with a case number or code to read back over the phone.

    If you receive a call that includes any of these requests, take a moment to immediately hang up before calling your local
    Northern Lights branch at one of the phone numbers listed on our website.
  • Mobile Money
    New Residential Energy Loan Program
    If your project cost is between $7,500 and $40,000 we are confident we will have a term and rate
    to fit your budget. Please contact NLCU for current rates.
  • Mobile Money
    Switching to NLCU is as simple as 1,2,3!
    All the documents you need to make this transaction as seamless as possible are provided.
  • Mobile Money
    Please consider wearing
    a mask if you are:
    Unvaccinated
    Unwell
    Uncomfortable
    Thank you for your understanding and cooperation.

Stop in and speak with our friendly loan officers today! We have loan payments to fit anyone's budget.

Who knew going green could be so easy, rewarding & convenient?

  • Remote deposit capture could save you time and gas.
  • Know on the go with E-alerts. By setting up transaction alerts, upcoming loan payment alerts and/or balance alerts notifications.
  • Direct deposit is a time saving sure way to have instant access to your funds.
  • Avoid future statement fees with E-statements.
  • Keep the vehicle clutter free with electronic receipts.
  • Electronic loan payments mean no worries and no late fees.
It's easy to get set up, stop by an office, or give us a call.
Scammers continue to try and deceive bank and credit union members everywhere with new approaches.

A recent one has to do with mailings informing you that your branch has closed and please forward loan payments and deposits to a new designated address.

Do not follow for the scam or other scams all reach out to your local branch to confirm information.

At Northern Lights all our branches are open and because of your loyalty we are having our best year ever.

Please check us out for current new money Share Certificate of Deposit Rates as well as our competitive loan rates.
We have implemented enhanced Fraud Alert capabilities through Fiserv to help promote more secure use of your Debit Cards.

This Text service will hopefully reduce the amount of card fraud we are all experiencing and provide greater confidence when using your cards.

We also will be rolling out a new version of card valet soon which will provide you with greater control of your Debit Cards.

We hope you will use these new services so that we may better serve your needs.

We have locations in St. Johnsbury, Vermont, Littleton and Langdon, New Hampshire.

So stop by one of NLCU’s convenient locations today or contact us online!