Youth Savings Accounts
Our Youth Savings
At Northern Lights, we understand that good habits started early in life are the ones that follow you through! That's why we have a NO fee, dividend always, Youth Savings Account for the kids in your life.
Whether just born - or until reaching 18, NLCU youth qualify for the highest savings rates! And we make it easy for you to open a savings account for your child through NLCU. Please call today for current rates.
What You Get!
Current Rate Specials
Yes. Your deposits are insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Call customer service at 800-856-0026 for a pamphlet for more information.
You can make deposits in person, by mail or by ATM. You can also make deposits conveniently through payroll deduction or Remote Deposit Capture.
If you are an immediate family member or a household family member of an existing NLCU member, you are also eligible for NLCU membership.
Immediate family members: Spouse, children, siblings, parents, grandchildren, grandparents, stepchildren, stepsiblings, stepparents and adoptive children.
Household family members: Persons living in the same residence, maintaining a single economic unit.
Provided we have all necessary documents, processing normally takes just one or two business days upon receiving your application.
No, you will need to contact customer service at 800-856-0026
Ways to Apply
You must first become a member of Northern Lights if you already are not.
The credit union makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.